You can have your income tax refund, as well as your goods and services tax/harmonized sales tax (GST/HST) credit, (including those from certain related provincial payments), Universal Child Care Benefit (UCCB) payments, Canada Child Tax Benefit (CCTB) payments (including those from certain related provincial or territorial programs), and Working Income Tax Benefit (WITB) advance payments and any other deemed overpayment of tax to which you are entitled or to which you may become entitled deposited directly into your account at a financial institution in Canada.
To start direct deposit, or to change information you already gave us, complete the "Direct deposit - Start or change" section on page 4 of your return. You do not have to complete this area if you already have direct deposit service and the information you already gave us has not changed. Your direct deposit request will stay in effect until you change the information or cancel the service.
You can also go to www.cra.gc.ca/myaccount to start, update, or stop your direct deposit information.
If you want your CCTB and/or UCCB payments deposited into a different account, you will have to send us, either with your paper return or separately, a completed Form T1-DD(1), Direct Deposit Request - Individuals.
If you are changing the account into which we deposit a payment, do not close the old account before we deposit the payment into the new account. If your financial institution advises us that you have a new account, we may deposit your payments into the new account.
If, for any reason, we cannot deposit a payment into your account, we will mail a cheque to you at the address we have on file.
If you need help to complete the direct deposit information, or to cancel the service for one or more of these payments, contact us.